/* CARNOVA ivory /financing (2026-11-04, Fred mockup) — builds on /ivory-home.css tokens */
.ifn{--if-bg:#F5F1E9;--if-bg2:#EEE7DA;--if-ink:#211D19;--if-ink2:#4A433B;--if-ch:#B69A6B;--if-chd:#735C34;--if-line:rgba(33,29,25,.12);--if-ease:cubic-bezier(.22,.61,.36,1);
 font-feature-settings:"kern","liga";text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}
.ifn h1,.ifn h2,.ifn h3{font-family:var(--iv-serif);font-weight:500;color:var(--if-ink);margin:0;letter-spacing:-.01em}
.ifn p{margin:0}
/* top bar */
.if-top{background:var(--if-ink);color:#EDE6D8;font:500 .8rem/1 var(--iv-sans);letter-spacing:.02em}
.if-top-in{display:flex;justify-content:space-between;align-items:center;min-height:38px;gap:12px}
.if-top-ph{display:flex;gap:12px;align-items:center}.if-top-ph span{opacity:.45}
.if-top a{text-decoration:none;color:#EDE6D8!important;transition:color .2s}.if-top a:hover{color:var(--if-ch)!important}
.if-top-appt{border:1px solid rgba(182,154,107,.7);color:#D9C59E;padding:6px 12px;font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;border-radius:2px}
/* buttons */
.if-btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:54px;padding:14px 28px;border-radius:3px;font:600 .95rem/1.2 var(--iv-sans);letter-spacing:.02em;text-decoration:none;
 transition:transform .35s var(--if-ease),box-shadow .35s var(--if-ease),background .3s,color .3s,border-color .3s}
.if-btn svg{width:18px;height:18px;transition:transform .35s var(--if-ease)}
.if-btn:hover svg{transform:translateX(4px)}
.if-btn-gold{background:linear-gradient(135deg,#CDB386 0%,#B69A6B 48%,#9C7F50 100%);color:#1E1A16!important;box-shadow:0 1px 0 rgba(255,255,255,.35) inset,0 10px 24px -12px rgba(115,92,52,.6)}
.if-btn-gold:hover{transform:translateY(-2px);box-shadow:0 1px 0 rgba(255,255,255,.35) inset,0 16px 30px -14px rgba(115,92,52,.75)}
.if-btn-line{border:1px solid var(--if-ink);color:var(--if-ink)!important;background:transparent}
.if-btn-line:hover{background:var(--if-ink);color:var(--if-bg)!important}
/* hero */
.if-hero{padding:clamp(40px,6vw,88px) 0 clamp(40px,5vw,72px);background:radial-gradient(120% 80% at 0% 0%,#FBF8F2 0%,var(--if-bg) 55%)}
.if-hero-in{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(32px,5vw,72px);align-items:center}
.if-eyebrow{display:flex;align-items:center;gap:16px;font:600 .72rem/1.4 var(--iv-sans);letter-spacing:.24em;text-transform:uppercase;color:var(--if-chd);margin-bottom:22px}
.if-eyebrow::after{content:"";height:1px;flex:0 0 56px;background:var(--if-ch)}
.if-hero h1{font-size:clamp(2.9rem,5.6vw,5rem);line-height:.98;letter-spacing:-.02em}
.if-sub{margin-top:22px;font-size:clamp(1.02rem,1.3vw,1.14rem);color:var(--if-ink2);max-width:30ch;line-height:1.6}
.if-ctas{display:flex;flex-direction:column;gap:12px;margin-top:34px;max-width:360px}
.if-alt{margin-top:14px;font-size:.84rem;color:var(--if-ink2)}.if-alt a{color:var(--if-chd);text-underline-offset:3px}
.if-vid{margin:0}
.if-frame{position:relative;aspect-ratio:16/9;border-radius:6px;overflow:hidden;background:#2a241f;box-shadow:0 40px 80px -40px rgba(33,29,25,.55),0 0 0 1px rgba(182,154,107,.25)}
.if-frame video{display:block;width:100%;height:100%;object-fit:cover}
.if-frame video::-webkit-media-controls{display:none!important}
.if-frame::after{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(180deg,rgba(0,0,0,.18),transparent 22%,transparent 78%,rgba(0,0,0,.22))}
.if-tag{position:absolute;z-index:2;left:16px;top:16px;display:inline-flex;align-items:center;gap:8px;padding:7px 13px;border-radius:999px;background:rgba(20,17,14,.55);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);color:#F5F1E9;font:500 .74rem/1 var(--iv-sans);letter-spacing:.04em}
.if-tag i{width:6px;height:6px;border-radius:50%;background:var(--if-ch);box-shadow:0 0 0 3px rgba(182,154,107,.25)}
.if-vctl{position:absolute;z-index:2;right:14px;bottom:14px;display:flex;gap:8px}
.if-vb{width:40px;height:40px;border-radius:50%;border:1px solid rgba(245,241,233,.35);background:rgba(20,17,14,.5);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);color:#F5F1E9;display:grid;place-items:center;cursor:pointer;transition:background .25s,transform .25s}
.if-vb:hover{background:rgba(20,17,14,.75);transform:scale(1.05)}
.if-vb svg{width:18px;height:18px}
.if-vb[data-v="sound"] svg:last-child{display:none}.if-vb[data-v="sound"][aria-pressed="true"] svg:first-child{display:none}.if-vb[data-v="sound"][aria-pressed="true"] svg:last-child{display:block}
.if-vb[data-v="cc"][aria-pressed="true"]{background:rgba(182,154,107,.85);color:#1E1A16}
.if-frame video::cue{font:500 15px/1.4 var(--iv-sans);background:rgba(20,17,14,.72);color:#fff}
/* strip */
.if-strip{background:var(--if-bg2);border-block:1px solid var(--if-line)}
.if-strip-in{display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:12px 26px;min-height:58px;padding:12px 0;font:500 .88rem/1.3 var(--iv-sans);color:var(--if-ink);letter-spacing:.02em;text-align:center}
.if-dot{width:4px;height:4px;border-radius:50%;background:var(--if-ch)}
/* headings with rules */
.if-h2{font-size:clamp(2rem,3.6vw,3rem);line-height:1.08}
.if-rule{display:flex;align-items:center;gap:28px;justify-content:center;text-align:center}
.if-rule::before,.if-rule::after{content:"";flex:1 1 40px;max-width:200px;height:1px;background:linear-gradient(90deg,transparent,var(--if-ch))}
.if-rule::after{background:linear-gradient(90deg,var(--if-ch),transparent)}
/* path */
.if-path{padding:clamp(64px,8vw,112px) 0}
.if-steps{list-style:none;margin:clamp(40px,5vw,64px) 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr)}
.if-step{padding:8px clamp(20px,3vw,44px);border-left:1px solid var(--if-line);display:flex;flex-direction:column}
.if-step:first-child{border-left:0;padding-left:0}
.if-num{font:italic 500 clamp(2.6rem,4vw,3.4rem)/1 var(--iv-serif);color:var(--if-ch);letter-spacing:-.02em}
.if-step h3{font-size:clamp(1.45rem,2vw,1.7rem);margin-top:14px;line-height:1.15}
.if-step p{margin-top:10px;color:var(--if-ink2);font-size:.95rem;max-width:30ch}
.if-ico{margin-top:28px;color:var(--if-ink);width:52px;height:52px;transition:transform .5s var(--if-ease),color .3s}
.if-ico svg{width:100%;height:100%}
.if-step:hover .if-ico{transform:translateY(-4px);color:var(--if-chd)}
/* fit + docs */
.if-fit{background:var(--if-bg2)}
.if-fit-in{display:grid;grid-template-columns:1fr 1fr;gap:0;align-items:stretch}
.if-fit-c{padding:clamp(48px,6vw,88px) clamp(0px,4vw,64px) clamp(48px,6vw,88px) 0;display:flex;flex-direction:column;justify-content:center}
.if-fit-c .if-h2{font-size:clamp(2.2rem,4vw,3.4rem);max-width:14ch}
.if-lead{margin-top:20px;font-size:1.12rem;color:var(--if-ink);max-width:30ch}
.if-hr{display:block;width:56px;height:1px;background:var(--if-ch);margin:26px 0}
.if-fine{font-size:.85rem;color:var(--if-ink2);max-width:46ch;line-height:1.6}
.if-docs{margin:clamp(24px,3vw,40px) 0;padding:clamp(36px,4vw,56px);background:linear-gradient(160deg,#2B2520,#1B1815);color:#EDE6D8;border-radius:4px;position:relative;box-shadow:0 30px 60px -36px rgba(33,29,25,.7)}
.if-docs::before{content:"";position:absolute;inset:12px;border:1px solid rgba(182,154,107,.4);border-radius:2px;pointer-events:none}
.if-h3{font-size:clamp(1.7rem,2.6vw,2.2rem);color:#F5F1E9!important}
.if-docs .if-hr{margin:20px 0 26px}
.if-docs ul{list-style:none;margin:0;padding:0;display:grid;gap:18px}
.if-docs li{display:flex;gap:14px;align-items:flex-start;font-size:1rem;line-height:1.45}
.if-ck{flex:0 0 22px;height:22px;border:1px solid var(--if-ch);border-radius:2px;display:grid;place-items:center;color:var(--if-ch);margin-top:1px}
.if-ck svg{width:14px;height:14px}
/* faq */
.if-faq{padding:clamp(64px,8vw,104px) 0}
.if-faq-in{max-width:960px}
.if-qs{margin-top:clamp(32px,4vw,52px);border-top:1px solid var(--if-line)}
.if-q{border-bottom:1px solid var(--if-line)}
.if-q summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 4px;font:600 1.08rem/1.35 var(--iv-sans);color:var(--if-ink);transition:color .2s}
.if-q summary::-webkit-details-marker{display:none}
.if-q summary:hover{color:var(--if-chd)}
.if-q summary svg{flex:0 0 20px;width:20px;height:20px;transition:transform .45s var(--if-ease);color:var(--if-chd)}
.if-q[open] summary svg{transform:rotate(180deg)}
.if-a{overflow:hidden}
.if-a p{padding:0 4px 24px;color:var(--if-ink2);max-width:62ch}
/* final cta */
.if-cta{position:relative;overflow:hidden;background:radial-gradient(90% 140% at 50% 120%,#4A3A2A 0%,#211D19 60%);color:#EDE6D8;text-align:center;padding:clamp(72px,9vw,120px) 0}
.if-cta::before,.if-cta::after{content:"";position:absolute;left:-10%;right:-10%;height:220px;border-radius:50%;border-top:1px solid rgba(182,154,107,.28);pointer-events:none}
.if-cta::before{top:-120px}.if-cta::after{bottom:-160px;border-top-color:rgba(182,154,107,.18)}
.if-cta-in{position:relative;display:flex;flex-direction:column;align-items:center;gap:28px}
.if-cta h2{color:#F5F1E9;font-size:clamp(2.4rem,5vw,4rem)}
.if-cta p{color:#CFC4B1;font-size:.95rem}
/* footer */
.if-ft{background:var(--if-bg);border-top:1px solid var(--if-line);padding:44px 0 28px;font-size:.88rem;color:var(--if-ink)}
.if-ft-in{display:grid;grid-template-columns:auto 1fr 1fr 1.4fr;gap:0;align-items:center}
.if-ft-in>*{padding:4px 28px;border-left:1px solid var(--if-line)}.if-ft-in>:first-child{border-left:0;padding-left:0}
.if-ft-logo{font:500 1.6rem/1 var(--iv-serif);letter-spacing:.06em}.if-ft-logo span{letter-spacing:.06em}
.if-ft-i{display:flex;gap:12px;align-items:flex-start;line-height:1.5}
.if-ft-i svg{flex:0 0 20px;width:20px;height:20px;color:var(--if-chd);margin-top:1px}
.if-ft a{color:var(--if-ink)!important;text-decoration:none}.if-ft a:hover{color:var(--if-chd)!important;text-decoration:underline;text-underline-offset:3px}
.if-ft small{color:var(--if-ink2)}
.if-ft-nav{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:30px;padding-top:22px;border-top:1px solid var(--if-line);font-size:.82rem}
.if-ft-fine{margin-top:18px;font-size:.76rem;color:var(--if-ink2);font-style:italic;text-align:center}
/* reveal motion */
.js-rv .if-rv{opacity:0;transform:translateY(18px);transition:opacity .9s var(--if-ease) var(--d,0ms),transform .9s var(--if-ease) var(--d,0ms)}
.js-rv .if-rv.is-in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.js-rv .if-rv{opacity:1;transform:none;transition:none}.if-btn,.if-ico,.if-q summary svg{transition:none}}
/* responsive */
@media (max-width:1000px){.if-hero-in{grid-template-columns:1fr}.if-vid{order:-1}.if-copy{text-align:left}.if-fit-in{grid-template-columns:1fr}.if-fit-c{padding:56px 0 8px}.if-docs{margin:24px 0 56px}
 .if-ft-in{grid-template-columns:1fr 1fr;gap:22px 0}.if-ft-in>:nth-child(3){border-left:0;padding-left:0}}
@media (max-width:700px){
 .if-top-in{justify-content:center;flex-wrap:wrap;padding:8px 0;gap:8px}.if-top{font-size:.76rem}.if-top-appt{padding:5px 10px;font-size:.62rem}
 .if-hero{padding-top:20px}.if-hero h1{font-size:clamp(2.6rem,11vw,3.3rem)}.if-ctas{max-width:none}.if-btn{width:100%}
 .if-frame{border-radius:4px}.if-tag{left:10px;top:10px;font-size:.7rem}.if-vb{width:38px;height:38px}
 .if-strip-in{flex-direction:column;gap:6px;font-size:.84rem}.if-dot{display:none}
 .if-rule{gap:14px}.if-rule::before,.if-rule::after{flex-basis:16px}
 .if-steps{grid-template-columns:1fr;gap:0}.if-step{border-left:0;border-top:1px solid var(--if-line);padding:28px 0;display:grid;grid-template-columns:1fr auto;column-gap:16px}
 .if-step:first-child{border-top:0;padding-top:0}.if-num,.if-step h3,.if-step p{grid-column:1}.if-ico{grid-column:2;grid-row:1/4;align-self:center;margin:0;width:44px;height:44px}
 .if-q summary{padding:20px 2px;font-size:1rem}
 .if-ft-in{grid-template-columns:1fr}.if-ft-in>*{border-left:0;padding:0}.if-ft-nav{justify-content:center}}