Your plan for your first car

Answer 5 quick questions and get a step-by-step plan: what to bring, what to expect and how to get ready. Free, no sign-up, and it does not affect your credit.

1. What ID do you have? Social Security Number (SSN) ITIN Only a passport or matrícula consular

2. How are you paid? Pay stubs (W-2) Self-employed (1099 / own business) Paid in cash

3. How long at your current job and address? Less than 6 months 6 months to 2 years More than 2 years

4. How much do you have for a down payment? Under $1,000 $1,000 – $2,500 $2,500 – $5,000 Over $5,000

5. What is your credit history like? No credit history Fair / some late payments Good

Financing goes through a bank and is always upon approval. The lender decides approval, rate, term and down payment.

Apply for financing →📅 Book an appointment

📅 Appointment only, we do not accept walk-ins 🙏
🕘 Mon–Sat 9 AM–6 PM · Appointments from 10 AM · Closed Sunday

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At CARNOVA, payments (including your down payment) are accepted by cash, cashier's check or Zelle only. We do not accept debit or credit cards.

Guide: buying a car with an ITIN in Dallas →

CARNOVA Dallas

2413 Community Dr, Dallas, TX 75220

Main (972) 247-7000 (call only)

Carolina 214-583-7504 · Ximena 469-265-2388

Monday–Saturday 9 AM–6 PM (appointments from 10 AM) · Closed Sunday · By appointment only

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