Your first car in Dallas

Step by step

1. Pick a car online — each one has photos, VIN and mileage.
2. Apply with your SSN or ITIN. We send it to one or two suitable lenders, not a long list.
3. The lender decides approval, rate and down payment. We tell you honestly what they say.
4. Visit by appointment, test drive, bring your mechanic if you want, review every number, then sign.

What to bring

• Valid ID (driver license or passport)
• SSN or ITIN
• Proof of income (recent pay stubs or bank statements)
• Proof of address (a recent bill)
• Your down payment

Good to know

• Financing goes through a bank, upon approval.
• You can apply for financing on any car; approval and terms are up to the lender.
• Get insurance quotes before you choose a car.